<?xml version="1.0" encoding="utf-8"?>
<rss xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title>irwan's - Latest Comments</title><link xmlns="http://www.w3.org/2005/Atom" rel="http://api.friendfeed.com/2008/03#sup" href="http://disqus.com/sup/all.sup#forumcomments-ef206479" type="application/json"/><link>http://irwans.disqus.com/</link><description></description><atom:link href="http://irwans.disqus.com/comments.rss" rel="self"></atom:link><language>en</language><lastBuildDate>Sat, 17 Dec 2011 05:41:20 -0000</lastBuildDate><item><title>Re: Siti&amp;#8217;s Picture Again &amp;#8211; Last one</title><link>http://www.irwan.biz/sitis-picture-again-last-one/#comment-388653576</link><description>&lt;p&gt;hai siti nurhaliza a balkis aku muhamad azmi sebenarnya nabi isa pesuruh allah aku nabi isa membawa kitap injil betul ni saya bukan nabi sulaiman balkis tak payahlah kau terus love aku nabi isa putera maria keturunan imran akulah azmi siti khalid muhamad jiwa memang nabi sulaiman kamu akan ada anak namanya dajjal bin sulaiman kamu jangan simpan anak kamu dajjal bin sulaiman di bukit sorry lah balkis beta imam mahadi muhamad bin abdullah dan nabi isa akan nunuh anak kau balkis si dajjal bin sulaiman percayalah khalid muhamad jiwa memang nabi sulaiman penjahat dalam negeri america balkis saya nabi isa minta derma untuk pisang i love u kita dalam bilik balkis klantit kau hilang di batu kau baca layang layang selayang pandang klantitku balkis manis di pandang orang berkat doa lailahaillallah muhammadurrasulullah di klantit kau tu sorry lah balkis mukjizat aku azmi nabi isa hanya untuk diri sendiri sahaja&lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Muhamad azmi binti atan</dc:creator><pubDate>Sat, 17 Dec 2011 05:41:20 -0000</pubDate></item><item><title>Re: ASB Calculator V3</title><link>http://www.irwan.biz/asb-calculator-v3/#comment-385335695</link><description>&lt;p&gt;thanx for the info.i ve made mind but simpler version.this one is more accurate :) myb i have to do minor alteration to calculate the dividend that i get based on the asb loan i purchased.thnx!&lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">nitazakaria</dc:creator><pubDate>Mon, 12 Dec 2011 22:41:45 -0000</pubDate></item><item><title>Re: Makcik PC :  Eee PC contender?</title><link>http://www.irwan.biz/makcik-pc-eee-pc-contender/#comment-383957643</link><description>&lt;p&gt;Pricey gadget! I'll wait til the price drops. I will purchase one for myself.&lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Vanriperandnies</dc:creator><pubDate>Sun, 11 Dec 2011 07:29:44 -0000</pubDate></item><item><title>Re: ASB Loan Plus OD Method &amp;#8211; The Beginning</title><link>http://www.irwan.biz/asb-loan-plus-od-method-the-beginning/#comment-382658376</link><description>&lt;p&gt;pinjaman adalah baik jika digunakan untuk mengembangkan perniagaan kerana julat untung adalah besar. Faedah yang dikenakan biasanya kurang daripada 10 peratus, sedangkan julat untung yang diperoleh oleh bisnes adalah 30, 50 malah 100 peratus. Oleh kerana julat agak besar, walaupun kadar pulangan menurun, bisnes masih dapat membuat duit.Namun, perkara yang sama tidak berlaku untuk pelaburan seperti saham atau unit amanah. Selalunya, julat antara faedah dan pulangan adalah kecil iaitu kurang daripada 3%. Sebagai contoh kadar faedah 9% dan pulangan 12%. Jika kadar julat ini berkekalan, anda masih membuat duit. Tetapi selalunya pulangan akan menurun. Daripada 12%, turun ke 10%, dan kemudiannya 9%. (Dan ini yang terjadi kepada ASB). Malah, boleh juga terjadi kadar pulangan lebih rendah daripada kadar faedah, dan menyebabkan anda kehilangan duit bukannya membuat duit.&lt;br&gt;&lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Mazuinmazlan</dc:creator><pubDate>Fri, 09 Dec 2011 01:00:36 -0000</pubDate></item><item><title>Re: Public Mutual &amp;#8211; My first Unit trust</title><link>http://www.irwan.biz/public-mutual-my-first-unit-trust/#comment-380277842</link><description>&lt;p&gt;Hi,&lt;/p&gt;

&lt;p&gt;For those interested to attend free physical gold and silver investment talk in Kuantan on 7.12.2011, kindly pm to me. Gold total returns averaging 20.3% per annum for the last 10 years. &lt;a href="http://goldprice.org/" rel="nofollow"&gt;http://goldprice.org/&lt;/a&gt;&lt;/p&gt;

&lt;p&gt;Afandi&lt;br&gt;019-985 5546 &lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Afandi</dc:creator><pubDate>Tue, 06 Dec 2011 09:18:48 -0000</pubDate></item><item><title>Re: Surface Acting: Make your bad mood worse</title><link>http://www.irwan.biz/surface-acting-make-your-bad-mood-worse/#comment-376794477</link><description>&lt;p&gt;I found this to be very interesting. I usually find it useful to dude surface acting to make my bad mood better. When I am feeling down I pretend that I am happy then i start to believe and eventually become happy.  &lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Robert Sharp</dc:creator><pubDate>Thu, 01 Dec 2011 11:58:29 -0000</pubDate></item><item><title>Re: Siti&amp;#8217;s Picture Again &amp;#8211; Last one</title><link>http://www.irwan.biz/sitis-picture-again-last-one/#comment-376551989</link><description>&lt;p&gt;hai juliet aku alim ulama  siti kau sembahyang hajad mohon jadi sundel bolong siti aku azmi pocong perempuan kau bidadari lari lari dalam kuburan aku bolehkan siti kol aku azmi alim yahudi 0168815143 ini nombor fon papa aku juliet kau punya kepala a pandai terbang juliet kenapa aku azmi alim yahudi mahu kahwin dengan kau saja????????????????????????&lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Muhamad azni binti asril</dc:creator><pubDate>Thu, 01 Dec 2011 04:00:26 -0000</pubDate></item><item><title>Re: Siti&amp;#8217;s Picture Again &amp;#8211; Last one</title><link>http://www.irwan.biz/sitis-picture-again-last-one/#comment-376549201</link><description>&lt;p&gt;nabi sulaiman love balkis hai juliet i love u aku ni muhamad azmi binti asril siti kita mana boleh kahwin kita kembar dalam buah pich siti nurhaliza binti asril bapa kita dfan ibu kita jual cucur pisang kita orang minang kabau campur melayu brunei &lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Muhamad azni binti asril</dc:creator><pubDate>Thu, 01 Dec 2011 03:48:54 -0000</pubDate></item><item><title>Re: ASB &amp;#8211; Take a loan to Invest?</title><link>http://www.irwan.biz/asb-take-a-loan-to-invest/#comment-375627030</link><description>&lt;p&gt;wondering how much did you invest that made you a millionaire today? really appreciate it if you can share with us.&lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">hero</dc:creator><pubDate>Tue, 29 Nov 2011 23:40:59 -0000</pubDate></item><item><title>Re: ASB Calculator V3</title><link>http://www.irwan.biz/asb-calculator-v3/#comment-374920274</link><description>&lt;p&gt;kompius.. kita wat asb loan kan, tapi napa monthly tu di kira dalam tiap2 bulan, kita bayar kat bank, so monthly tu xdikira dalam asb. tapi dalam calculator ni, i tgk monthlly kita masuk dalam kiraan asb napa? bank bagi sedebuk camtu, itu jer la yang asb kita. monthy kita tu p kat bank.&lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">just tanya</dc:creator><pubDate>Tue, 29 Nov 2011 10:33:30 -0000</pubDate></item><item><title>Re: How to calculate ASB dividend and bonus</title><link>http://www.irwan.biz/how-to-calculate-asb-dividend-and-bonus/#comment-374839768</link><description>&lt;p&gt;investment saya 30k,Baru mula 2011.nak tahu brapa dividend akan saya dapat&lt;br&gt;thanks&lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">ingin tahu</dc:creator><pubDate>Tue, 29 Nov 2011 08:23:13 -0000</pubDate></item><item><title>Re: Do We Need Medical Insurance?</title><link>http://www.irwan.biz/do-we-need-medical-insurance/#comment-374684347</link><description>&lt;p&gt;Many medical organizations require the skill and expertise of individuals to work in the health-care environment. Exceptional roles are offered in a range of clinical settings forprivate hospital jobs. T&lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">privathospital </dc:creator><pubDate>Mon, 28 Nov 2011 23:53:15 -0000</pubDate></item><item><title>Re: Public Mutual &amp;#8211; My first Unit trust</title><link>http://www.irwan.biz/public-mutual-my-first-unit-trust/#comment-372619711</link><description>&lt;p&gt;kak aireen? do u know me? :) &lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Anjasmara Publicmutual</dc:creator><pubDate>Sat, 26 Nov 2011 01:36:21 -0000</pubDate></item><item><title>Re: Public Mutual &amp;#8211; My first Unit trust</title><link>http://www.irwan.biz/public-mutual-my-first-unit-trust/#comment-372601868</link><description>&lt;p&gt;mr hasnul can u pls tells me about public mutual. i like to invest in short term investment/ i always check the ittkl funds. i want to know either i can buy and sell evryday or per week with my investment. depends on the fund price. would u explain a little bit futher. i would like to know.&lt;br&gt;aireen JB.&lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Aireen JB</dc:creator><pubDate>Sat, 26 Nov 2011 00:13:25 -0000</pubDate></item><item><title>Re: Be an Expert in your area</title><link>http://www.irwan.biz/be-an-expert-in-your-area/#comment-369196299</link><description>&lt;p&gt;Interesting indeed! Anyway, I'm expert in graphic designing and love to know some software that let me more expert to it too. Thanks for your great share. Keep on updating your post.&lt;/p&gt;

&lt;p&gt;Pam Woods &lt;br&gt;Webmaster ~"&lt;a href="http://www.diarrhea-treatment.net/2011/07/11/diarrhea-baby-treatment-–-discover-the-effective-treatments-for-infant-diarrhea/" rel="nofollow"&gt;Baby diarrhea treatment&lt;/a&gt;"~&lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Pam</dc:creator><pubDate>Mon, 21 Nov 2011 02:07:56 -0000</pubDate></item><item><title>Re: How to calculate ASB dividend and bonus</title><link>http://www.irwan.biz/how-to-calculate-asb-dividend-and-bonus/#comment-367041584</link><description>&lt;p&gt;Hello Master Ken...&lt;br&gt;Nice to meet you... Can u help me?&lt;br&gt;My investment in ASB is 30K (lump sum)... I start on Jan 2012...&lt;br&gt;How to know my dividend on end of the year on award?&lt;br&gt;Please share your skill with me...&lt;br&gt;Thanks a lot... &lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">PakcikDkKayo</dc:creator><pubDate>Thu, 17 Nov 2011 18:48:42 -0000</pubDate></item><item><title>Re: How to calculate ASB dividend and bonus</title><link>http://www.irwan.biz/how-to-calculate-asb-dividend-and-bonus/#comment-364792738</link><description>&lt;p&gt;&lt;br&gt;  Perfect&lt;br&gt;  I like that.&lt;br&gt;&lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">aging anti reviews</dc:creator><pubDate>Wed, 16 Nov 2011 12:30:35 -0000</pubDate></item><item><title>Re: Waterfall for everyone</title><link>http://www.irwan.biz/waterfall-for-everyone/#comment-364791126</link><description>&lt;p&gt;&lt;br&gt;  aging anti reviews&lt;br&gt;&lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">aging anti reviews</dc:creator><pubDate>Wed, 16 Nov 2011 12:29:23 -0000</pubDate></item><item><title>Re: A list of Time-saving Deal Sites</title><link>http://www.irwan.biz/a-list-of-time-saving-deal-sites/#comment-362708787</link><description>&lt;p&gt;Hay Dude...... &lt;br&gt;Nice deal site list, I want to add some more &lt;/p&gt;

&lt;p&gt;&lt;a href="http://www.direct2deal.com/" rel="nofollow"&gt;http://www.direct2deal.com/&lt;/a&gt;&lt;br&gt;&lt;a href="http://www.deal4day.com/" rel="nofollow"&gt;http://www.deal4day.com/&lt;/a&gt;&lt;br&gt;&lt;a href="http://www.deals4day.com/" rel="nofollow"&gt;http://www.deals4day.com/&lt;/a&gt;&lt;br&gt;&lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Direct2deal</dc:creator><pubDate>Mon, 14 Nov 2011 04:51:25 -0000</pubDate></item><item><title>Re: Corelle &amp;#8211; A perfect gift for mom?</title><link>http://www.irwan.biz/corelle-a-perfect-gift-for-mom/#comment-362218338</link><description>&lt;p&gt;saya suke corelle....senang m'basauh &amp;amp; cepat kering.....&lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Dielawahab84</dc:creator><pubDate>Sun, 13 Nov 2011 04:22:50 -0000</pubDate></item><item><title>Re: Is it the time to sell my Public Mutual stock?</title><link>http://www.irwan.biz/is-it-the-time-to-sell-my-public-mutual-stock/#comment-361089775</link><description>&lt;p&gt;ASB only for bumi.&lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">RREMY</dc:creator><pubDate>Fri, 11 Nov 2011 09:44:22 -0000</pubDate></item><item><title>Re: Is it the time to sell my Public Mutual stock?</title><link>http://www.irwan.biz/is-it-the-time-to-sell-my-public-mutual-stock/#comment-360916784</link><description>&lt;p&gt;for invest in ASB using M2U. I found that I can only add "amanah Saham Bumipute". Whereby im not bumi...&lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Caseyhoo</dc:creator><pubDate>Fri, 11 Nov 2011 02:30:13 -0000</pubDate></item><item><title>Re: Public Mutual &amp;#8211; My first Unit trust</title><link>http://www.irwan.biz/public-mutual-my-first-unit-trust/#comment-354639279</link><description>&lt;p&gt;u well done go 4 it n what u get&lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">sharonyap</dc:creator><pubDate>Thu, 03 Nov 2011 07:24:10 -0000</pubDate></item><item><title>Re: ASB Calculator v3.3 Usage Tips</title><link>http://www.irwan.biz/asb-calculator-usage-tips/#comment-347584869</link><description>&lt;p&gt;It sounds simple. My wife always ask me about this problem, but I have no idea on how to use it. Thanks for posting it. &lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Lazaro</dc:creator><pubDate>Thu, 27 Oct 2011 22:12:53 -0000</pubDate></item><item><title>Re: Siti&amp;#8217;s Picture Again &amp;#8211; Last one</title><link>http://www.irwan.biz/sitis-picture-again-last-one/#comment-347374807</link><description>&lt;p&gt;beta nabi sulaiman love balkis aku muhamad azmi orang gila&lt;br&gt;&lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">muhamad azmi bin nabi daut</dc:creator><pubDate>Thu, 27 Oct 2011 15:43:48 -0000</pubDate></item></channel></rss>
